Privacy Statement - Lebanon Federal Credit Union

FACTS	WHAT DOES LEBANON FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances credit history and wire transfer instructions credit card or other debt and payment historyWhen you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Lebanon Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons We can share Your personal information	Does the Credit Union share?	Can You limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	NO	WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your creditworthiness	NO	WE DON’T SHARE
For nonaffiliates to market to you	NO	WE DON’T SHARE
Questions?	Call (717) 272-2210 or go to: www.Lebanonfcu.org
What We do
How does Lebanon Federal Credit Union protect my personal information?	To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to Your personal information to those employees that have a legitimate need to access such information.
How does Lebanon Federal Credit Union collect my personal information?	We collect Your personal information, for example, when you open an account or give Us Your contact information make deposits or withdrawals from Your account show Your driver’s license or apply for a loan We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your credit worthiness affiliates from using your information to market you sharing for non-affiliates to market You State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates			Companies related by common ownership or control. They can be financial and non-financial companies. Lebanon Federal Credit Union has no affiliates.
Nonaffiliates			Companies not related by common ownership or control. They can be financial and non-financial companies. Lebanon Federal Credit Union does not share with non- affiliates so they can market to you.
Joint Marketing			A formal agreement between non-affiliated financial companies that together market financial products or services to You. Our joint marketing partners include insurance companies.

03717950-DXPS0-P-1-013023 (DXPS01-E) LOANLINER

[Revised 3/23]