Share Certificates

Share Certificate Specials

9 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
9 Month $500 $500 4.41% 4.50%

Add 0.10% APR for Grandfathered Nifty Fifty Accounts.

25 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
25 Month $500 $500 3.69% 3.75%

Add 0.10% APR for Grandfathered Nifty Fifty Accounts.

42 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
42 Month $500 $500 3.20% 3.25%

Add 0.10% APR for Grandfathered Nifty Fifty Accounts.

> Calculate your investment <

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Platinum Rewards Share Certificate Specials**

**Member must have a Platinum Rewards Checking Account to qualify for 0.15% rate increase listed below.
Increased rates are displayed in the chart below.
Platinum Rewards Checking Account Members (50+)

9 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
9 Month $500 $500 4.56% 4.66%

25 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
25 Month $500 $500 3.84% 3.91%

42 Month

Term Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
42 Month $500 $500 3.35% 3.40%

Looking for a safe, easy way to invest your money?

LFCU offers short and long term options with Fixed-Rate Share Certificates and IRA Certificates.
  • Low minimum deposit of $500
  • Variety of terms from 6 to 60 months
  • Rates are tier based
  • Dividends are compounded and paid monthly
  • Available for Business Accounts

Open your Share Certificate online!

Once you are signed into LFCU’s Digital Banking you have the ability open Club Accounts (Holiday, or Vacation Club) as well as Share Certificates & Share Certificate Specials.

Sign into your LFCU Digital Banking account > Click Accounts > Click Open New Share > Click account to open > Click Get started under certificates

Digital Banking Login
See our Rates

*APY= Annual Percentage Yield.  APY is subject to change without notice.  Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA  Share Certificates.  Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Earnings can be reduced due to activity fees. Dividends are paid on the anniversary date. Dividends are computed on the average daily balance. Minimum deposit $500 or otherwise specified. Add 0.15% APR for Platinum Rewards Checking Members (displayed in chart above)  Add 0.10% APR for Grandfathered Nifty Fifty Accounts to the displayed “Share Certificate Rates”. Rates as of 11/20/2024.  No Maximum deposits. Federally Insured by NCUA.

Questions?

If you have any questions, please contact us during normal business hours.

ATTENTION: Enrollment is open for LFCU's new Digital Banking Platform. More Details Here!