🏀 Mortgage Madness – Score Big on Your New Home! 🏠
March is bringing more than just basketball excitement—it’s bringing Mortgage Madness at LFCU! 🏆 Get pre-approved for a mortgage during our special promotion and receive up to a $1,000 credit toward your closing costs! But hurry—this offer bounces away after March 31st!
How to Get in the Game:
- Visit us in person to get pre-approved before March 31st
- Close on your new home by July 29th
- Receive a closing cost credit up to $1000!*
Important Playbook Rules:
- Available for new mortgage applications submitted and pre-approved during the promotion period
- The credit up to $1,000 applies at closing and cannot be exchanged for cash or other fees
- Offer subject to mortgage program eligibility and standard underwriting criteria
- Owner-occupied properties only (no investment or commercial properties)
- Additional terms, conditions, and restrictions may apply
Eligible applicants who obtain in-person pre-approval during the promotion period will receive up to $1,000 credit toward closing costs. The mortgage must close within 120 days of March 31, 2025 (by July 29, 2025) to qualify. This closing cost credit is subject to mortgage program guidelines and may be reduced for compliance purposes.
Eligibility Requirements:
New Mortgage Applications Only – The promotion applies only to new mortgage applications submitted and pre-approved between March 1, 2025 and March 31, 2025. Refinance applications, second mortgages, and home equity products do not qualify.
Pre-Approval Must Be In-Person – Applicants must complete the pre-approval process at a branch location during the promotion period.
Closing Deadline – The mortgage must close by July 29, 2025 (within 120 days of the promotion end date) to qualify for the credit.
Closing Cost Credit Details:
Credit Applied at Closing – Up to $1,000 closing cost credit will be deducted from final closing costs and cannot be exchanged for cash, applied toward down payments, or used for any other fees.
Credit May Be Reduced – Up to $1,000 credit is subject to mortgage program guidelines and may be reduced based on specific compliance requirements.
Additional Terms & Conditions:
Owner-Occupied Properties Only – This promotion is available for primary residences only. Investment properties, second homes, and commercial properties are not eligible.
Standard Underwriting Applies – All applicants must meet standard credit, income, and loan-to-value (LTV) requirements as determined by underwriting guidelines. Not all applicants will qualify.
Loan Program Restrictions May Apply – This promotion is subject to the specific mortgage program’s eligibility criteria and may not be available for all loan types. Speak with a mortgage representative for details.
Regulatory Compliance – Additional restrictions or conditions may apply based on state and local regulations governing mortgage lending and closing cost credits.
📞 Questions? Contact us today at 717-272-2210 to learn more!